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Landlords contents insurance is available from this website, with a minimum sum insured of £10,000. Contents insurance is available as stand alone cover or as an add on to your buildings cover. Sums insured up to £100,000 of contents with or without accidental damage.

If you wish to speak to a consultant call us on our low rate number

Tel:- 0845 365 1264 quoting ref WS3

Points to consider:-

• Landlord's contents insurance is generally insured on an indemnity basis rather than "New for Old" Cover. This means a deduction would be made from any claim settlement to allow for wear and tear,
• We do offer a superior content's insurance policy which offers "new for old" cover, sums insured are available up to £75,000
• When calculating the sums insured a "new for old" policy requires the sum insured to be calculated on the replacement costs of the whole of the landlord's contents
• When calculating the sums insured requirement for a indemnity type contents policy, the calculation is based on the current value of the landlords contents not the replacement cost.
• Beware if you are insuring your contents not to under insure as if you do the rule of "average" may apply.
• It is the landlord's responsibility to ensure that the sums insured are adequate.

Definition of Landlord's Content's

Household goods, furniture, furnishings and appliances (cooker, fridge, fire etc.) owned and belonging to the landlord in use at the address to be noted on his insurance schedule. Contents do not include permanent fixtures and fittings, such as radiators, boiler, bath, sanitary fittings etc.

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