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Landlord's Insurance Policies

Landlords insurance can eliminate many of the main concerns involving renting out your property. Many people are now happy to rent out their homes for a variety of reasons, safe in the knowledge that their most valuabe possession is safely insured.

Policies now offer many additonal features like assistance in evicting unwanted tenants, recovering unpaid rent and covering lost rent following a claim. A property that is let to tenants must be insured properly. Failure to arrange a landlords insurance policy would probably mean that any insurance claim would not be paid. If you have a mortgage the consequences could be disasterous.

It could be argued that insurance for landlords is even more important than for owner-occupiers. After all, no-one looks after property as well as the owner!

It is essential that property owners liability insurance is included in your policy. This cover is also available as an addition to stand-alone contents insurance, in case a tenant is injured by landlords possessions. You may think that the cost of landlords insurance would be expensive, but generally the rates compare with that of standard home insurance cover. There are three main policy types: buildings only (including property owners liability and loss of rent following a claim), buildings with basic contents (basic cover for landlords furnishings etc.) and contents only - superior cover for the more lavishly decorated rented property.

If you wish to speak to a consultant call us on our low rate number

Tel:- 0845 365 1264 quoting ref WS3

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